TRANSPARENT FIXED PRICING · NO PERCENTAGE CUT

Fair Pricing. Zero Commission.

We believe fighting an unfair insurance repudiation shouldn't cost you thousands in agent percentage fees. Every account gets 1 free check. Basic ₹49 adds 2 checks and Pro ₹99 adds 4, one-time, GST included. Credits add up and never expire.

Account Credits · GST Included · Zero Commission

Fixed price. Zero percentage fee.

Unlike recovery services that take a percentage of your settlement, we charge a single honest fee (GST included).

₹Zero Commission Guarantee: Some recovery services charge a percentage of what they recover. MediclaimSaathi charges a fixed price and takes no share of your payout.

Free Claim Check

Instant Clarity

₹0one-time (GST incl.)

Plain-language diagnosis of why your claim was repudiated or cut.

Rejection reason decoded in plain words (90s)

Case strength score (Strong / Moderate / Weak)

Key statutory 30-day limitation deadline clock

Preliminary eligibility check for appeal

1 free check with every account (Google sign-in)

Start Free Check (₹0)

Basic Appeal

Essential Pack

₹49one-time (GST incl.)

Legal counter-arguments & ready-to-send insurer grievance letter.

Everything in Free Claim Check

Exact IRDAI clause quotes & counter-arguments

Missing-documents checklist for hospital records

Ready-to-send Insurer Grievance Letter (PDF)

Statutory deadline email countdown reminder

Adds 2 checks to your account (credits never expire)

Get Basic Appeal (₹49)

Best value · Complete Suite

Pro Complete

Selected ✓

₹99one-time (GST incl.)

Full statutory escalation bundle from Insurer GRO to Insurance Ombudsman.

Everything in Basic Appeal

5-factor case strength & deduction breakdown charts

Bima Bharosa field-by-field complaint text

Insurance Ombudsman draft petition (Rule 14)

Adds 4 checks to your account (credits never expire)

Proceed with Pro Complete

All plans include complete DPDP Act 2023 encryption, 24h anonymous purge guarantee, and zero insurer data sharing.

Privacy Guarantee →

NO HIDDEN ADD-ON FEES

Clinical Nutrition & Patient Education Audits Included

Unlike traditional firms that charge extra for specialized clinical modules, our Basic ₹49 and Pro ₹99 packs cover all IRDAI Item 19 parenteral nutrition disputes, ICU enteral feeds, and physician-prescribed diabetic/cardiac rehabilitation counseling.

Start Free Check →

Refund policy

Online payment is not switched on yet. Our refund terms will be published before it is.

Refunds are processed back to the original UPI or bank source within 24 to 48 hours.

Clear Answers

Frequently Asked Questions

Everything you need to know about your rights under IRDAI regulations.

This is the single most common unfair rejection reason in India. Under the IRDAI Master Circular on Protection of Policyholders' Interests (2024), the statutory moratorium period is now strictly 36 months of continuous coverage. Once your policy has been continuously active for 3 years, the insurer is legally barred from repudiating any claim on grounds of non-disclosure or pre-existing diseases, except in cases of proven fraud.

STRICT 30-DAY STATUTORY APPEAL WINDOW

Don'tlettheinsurerkeepyourmoney.

Every day you wait brings you closer to the 30-day appeal deadline. Check your letter right now in 90 seconds. We challenge unfair repudiations across Pre-Existing Diseases, ICU room rent caps, Clinical Nutrition disallowances, and Patient Education & Rehabilitation cuts.

Check my letter free

Zero Sign-up to Check

Results in 90 Seconds

Nutrition & Education Covered

Free ₹0 / Basic ₹49 / Pro ₹99